The money appfor spending

Connect mobile money, hold multiple currencies, send and withdraw funds, pay supported billers, and fund merchants like Deriv from one verified wallet.

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Download DCash

Get the app and move money on the go — send, spend, exchange currencies and reach the markets across Kenya, Tanzania, Uganda and DR Congo.

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Available across 11 African markets

Numbers tell our story

300K+
Active users
3M+
Total transactions

Features - A verified wallet for mobile money, merchant funding, and everyday payments.

DCash brings local mobile money providers, multi-currency balances, supported merchant funding, and daily payment tools into one account built for clear, accountable money movement.

Local rails

Use the mobile money rails you already trust

Connect verified providers across Kenya, Tanzania, Uganda, and DR Congo, including M-Pesa, Airtel Money, MTN MoMo, Vodacom, Halotel, Tigo, and Orange Money.

Multi-currency

Keep local and global balances side by side

Hold KES, TZS, UGX, CDF, USD, EUR, and GBP in one wallet, then exchange between accounts when your next payment needs a different currency.

Merchant funding

Move money between mobile money and supported merchants

Link supported merchants such as Deriv, fund from DCash or mobile money, withdraw locally, and keep a clear transaction trail in your wallet.

Security

Built with verification at every important step

Identity checks, verified mobile providers, transaction PINs, optional 2FA, email-code approvals, and receipts help protect every money movement.

Clarity

See rates, fees, and limits before you confirm

Live rates, provider rules, transaction limits, fee previews, and confirmation screens make deposits, withdrawals, transfers, and exchanges easier to trust.

Daily use

Do more once your money is in DCash

Send to contacts, cash out to mobile money, exchange currencies, and pay Kenyan billers from supported accounts without starting from scratch each time.

How it works - From setup to first transaction, DCash keeps the path clear.

Create a verified account, connect your preferred mobile money provider, then choose whether you want to deposit, withdraw, exchange, transfer, pay, or fund a supported merchant.

  • Verify your account. Start with identity checks and account safeguards designed for financial access, not anonymous one-off transfers.
  • Connect mobile money. Add a provider for your country, verify the phone number, and keep that route ready for deposits and withdrawals.
  • Choose the money move. Deposit, withdraw, transfer, exchange, pay a bill, or fund a supported merchant from the account that makes sense.
  • Confirm with confidence. Review the rate, fees, limits, destination, and receipt details before the transaction is submitted.

Testimonials - Trusted by traders and mobile money users across Africa.

DCash has revolutionized how I handle my forex trading funds. The deposits through M-Pesa save me so much time, and withdrawals are just as seamless. It is a game-changer for traders in Africa.
BK
Brian K.
Forex trader, Kenya
Before DCash, moving money between my mobile wallet and trading account felt like a process I had to think through every time. Now I can fund, withdraw, and keep track of everything from one place.
AM
Amina M.
Deriv user, Tanzania
What I appreciate most is the confidence. I can see the rate, confirm where the money is going, and still have a receipt afterwards. That makes a big difference when you are moving funds often.
JN
Joseph N.
Active wallet user, Uganda
DCash has revolutionized how I handle my forex trading funds. The deposits through M-Pesa save me so much time, and withdrawals are just as seamless. It is a game-changer for traders in Africa.
BK
Brian K.
Forex trader, Kenya
Before DCash, moving money between my mobile wallet and trading account felt like a process I had to think through every time. Now I can fund, withdraw, and keep track of everything from one place.
AM
Amina M.
Deriv user, Tanzania
What I appreciate most is the confidence. I can see the rate, confirm where the money is going, and still have a receipt afterwards. That makes a big difference when you are moving funds often.
JN
Joseph N.
Active wallet user, Uganda
I receive money in different currencies, but most of my spending is still local. DCash makes it easier to keep balances separate and move back to mobile money when I need cash out.
GW
Grace W.
Freelance consultant, Kenya
For our trading group, the main thing is speed and proof. Members want to know when a deposit was sent, what rate was used, and where to find the receipt. DCash handles that neatly.
SO
Samuel O.
Trading community lead, East Africa
I like keeping USD separate from local currency and still being able to cash out when I need mobile money. It makes the wallet feel organized instead of confusing.
CL
Christine L.
Multi-currency wallet user, DR Congo
I receive money in different currencies, but most of my spending is still local. DCash makes it easier to keep balances separate and move back to mobile money when I need cash out.
GW
Grace W.
Freelance consultant, Kenya
For our trading group, the main thing is speed and proof. Members want to know when a deposit was sent, what rate was used, and where to find the receipt. DCash handles that neatly.
SO
Samuel O.
Trading community lead, East Africa
I like keeping USD separate from local currency and still being able to cash out when I need mobile money. It makes the wallet feel organized instead of confusing.
CL
Christine L.
Multi-currency wallet user, DR Congo

Get DCash on your phone

Send, spend, and exchange currencies across Kenya, Tanzania, Uganda, and DR Congo — straight from a verified wallet on your phone. Grab it from your app store.

Download on the App StoreGet it on Google PlayExplore it on AppGallery