The money appfor spending

Mobile money, multiple currencies and merchant funding in one verified wallet.

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Download DCash

Get the app and move money on the go — send, spend, exchange currencies and reach the markets across Kenya, Tanzania, Uganda and DR Congo.

Download on the App StoreGet it on Google PlayExplore it on AppGallery

Available across 11 African markets

Numbers tell our story

300K+
Active users
3M+
Total transactions

DCash is available in Kenya, Uganda, Tanzania, Somalia, DRC, Zimbabwe, Zambia, Ghana, Guinea, Ivory Coast, Senegal.

Features - Everything your money needs, in one verified wallet.

01 · Top up

Top up from mobile money

M-Pesa, MTN MoMo, Airtel Money, Orange Money, Vodacom, Tigo and Halotel, in every country we support.

  1. 01Choose how to pay
  2. 02Enter an amount
  3. 03Review the details
  4. 04Enter your PIN
  5. 05Approve the prompt on your phone
9:41

Deposit

M-Pesa

M-Pesa

+254 712 345 678

Change
UGX0
to

UGX Account

UGX 1,240,000

Change

Select source

Search sources...
Kenya
M-Pesa

M-Pesa

+254 712 345 678

Airtel Money

Airtel Money

+254 733 456 789

Uganda
MTN MoMo

MTN MoMo

+256 772 123 456

Airtel Money

Airtel Money

+256 752 345 678

Tanzania
Vodacom

Vodacom

+255 754 321 987

02 · Fund Deriv

Fund Deriv in seconds

Pay in your local currency from any supported mobile money wallet. It lands in dollars, with the rate shown before you confirm.

  1. 01Pick your wallet
  2. 02Enter an amount
  3. 03Check what arrives in USD
  4. 04Enter your PIN
  5. 05Straight to Deriv
9:41

Deposit

Vodacom

Vodacom

+255 754 321 987

Change
TZS0
to
Deriv

Deriv

Balance: $120.50

Change

Select source

Search sources...
Tanzania
Vodacom

Vodacom

+255 754 321 987

Tigo

Tigo

+255 713 222 468

Halotel

Halotel

+255 621 908 334

DR Congo
Orange Money

Orange Money

+243 812 345 678

Airtel Money

Airtel Money

+243 990 456 120

03 · Send

Send to friends

Send from any of your currency accounts to anyone on DCash.

  1. 01Pick a contact
  2. 02Choose an account
  3. 03Enter an amount
  4. 04Review the transfer
  5. 05Enter your PIN
  6. 06Sent
9:41

Transfer

Recipient Selection

Select who will receive your money transfer.

Saved Recipients

Brian Mwangi

brian.mwangi@gmail.com

Grace Wanjiru

grace.wanjiru@gmail.com

Samuel Kiprop

samuel.kiprop@outlook.com

Linet Achieng

linet.achieng@gmail.com

04 · Pay bills

Pay your bills

Pay paybills and tills straight from your wallet, and keep your billers saved for next time.

  1. 01Choose a biller
  2. 02Enter an amount
  3. 03Review the payment
  4. 04Enter your PIN
  5. 05Paid
9:41

Pay Bill

Biller Selection

Choose a saved biller or pay a new paybill or till.

Saved Paybills

KP

KPLC Prepaid

888880

NW

Nairobi Water

444400

DK

DSTV Kenya

444900

Testimonials - Trusted by traders and mobile money users across Africa.

DCash has revolutionized how I handle my forex trading funds. The deposits through M-Pesa save me so much time, and withdrawals are just as seamless. It is a game-changer for traders in Africa.
Brian K.
Forex trader, Kenya
Before DCash, moving money between my mobile wallet and trading account felt like a process I had to think through every time. Now I can fund, withdraw, and keep track of everything from one place.
Amina M.
Deriv user, Tanzania
What I appreciate most is the confidence. I can see the rate, confirm where the money is going, and still have a receipt afterwards. That makes a big difference when you are moving funds often.
Joseph N.
Active wallet user, Uganda
DCash has revolutionized how I handle my forex trading funds. The deposits through M-Pesa save me so much time, and withdrawals are just as seamless. It is a game-changer for traders in Africa.
Brian K.
Forex trader, Kenya
Before DCash, moving money between my mobile wallet and trading account felt like a process I had to think through every time. Now I can fund, withdraw, and keep track of everything from one place.
Amina M.
Deriv user, Tanzania
What I appreciate most is the confidence. I can see the rate, confirm where the money is going, and still have a receipt afterwards. That makes a big difference when you are moving funds often.
Joseph N.
Active wallet user, Uganda
I receive money in different currencies, but most of my spending is still local. DCash makes it easier to keep balances separate and move back to mobile money when I need cash out.
Grace W.
Freelance consultant, Kenya
For our trading group, the main thing is speed and proof. Members want to know when a deposit was sent, what rate was used, and where to find the receipt. DCash handles that neatly.
Samuel O.
Trading community lead, East Africa
I like keeping USD separate from local currency and still being able to cash out when I need mobile money. It makes the wallet feel organized instead of confusing.
Christine L.
Multi-currency wallet user, DR Congo
I receive money in different currencies, but most of my spending is still local. DCash makes it easier to keep balances separate and move back to mobile money when I need cash out.
Grace W.
Freelance consultant, Kenya
For our trading group, the main thing is speed and proof. Members want to know when a deposit was sent, what rate was used, and where to find the receipt. DCash handles that neatly.
Samuel O.
Trading community lead, East Africa
I like keeping USD separate from local currency and still being able to cash out when I need mobile money. It makes the wallet feel organized instead of confusing.
Christine L.
Multi-currency wallet user, DR Congo
9:41
Good morning, Amina

Total balance

KES 184,320.50

Across 4 accounts

View breakdown
Deposit
Send
Withdraw
Pay

Frequent Interactions

View all
Grace
Brian
Linet
Samuel

Merchants and Businesses

Deriv

Linked

Trading for anyone, anywhere, anytime

Axon Markets

Coming soon

Forex, metals, stocks and crypto CFDs

Harmovest Capital

Coming soon

Your global trading partner

Your money, wherever you are.

Top up, send, exchange and pay with the mobile money you already use. Download DCash free and get set up in minutes.

Download on the App StoreGet it on Google PlayExplore it on AppGallery
or open the web app